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Debit: 800-500-1044
Credit: 800-325-3678

Routing #: 301280532

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Looking Out for the Little Guy!

That’s what Credit Unions are all about.

Shared Branching

Because of our CO-OP Shared Branch partnership, you can now conduct transactions at over 5,000 Credit Union Branches nationwide!

Auto Loans

Let us put you behind the wheel of your new vehicle.  Great low rates, terms to fit your budget and convenient payment options are just a few of the benefits you’ll receive by financing with Joplin Metro Credit Union.

Storm Shelter Loans

Unfortunately, storms are a part of our lives. Visit our loan department and get ahead of the storms. Joplin Metro Credit Union wants you and your family to have a safe and secure place to find shelter. That’s why JMCU offers loans for storm shelters.

You're Going to Notice the Difference

From the moment you become a credit union member, you become an important part of our family. Other financial institutions focus on money. Credit unions focus on people, dreams and results.

 

The most important responsibility of a credit union is to promote the financial success of their members. Because we are not-for-profit, the money we make does not pay dividends to stockholders. Our profits are returned to you, our members.

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JMCU Rates

 

New  and Used Auto Loan Rates as low as 4.39% APR*

Boat and RV terms up to 120 months financing

Signature Loan Rates as low as 10.99% APR*

VISA Credit Card Rates as low as 10.90% APR

APR*=Annual Percentage Rate (excludes loan fees)

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Your chance to win!

You could win! 🎉     Joplin Metro Credit Union is giving members two opportunities to be rewarded this summer! 💰 New Members: Open a qualifying account between May 1–June 16, 2026, and receive one entry for a chance to win $100.   💰 Current Members: For...

76th Annual Meeting

Members are invited to join us for the 76th Annual Meeting of Joplin Metro Credit Union. This event is FREE for our members and their kids, making it a great family-friendly evening. Enjoy dinner and a small dessert, hear highlights from 2025, exciting credit union...

Camp Quality Lego Drive

We recently collected new and gently used LEGO sets for Camp Quality so kids can enjoy them this summer at camp. Thank you to everyone who donated—we truly appreciate your support in making camp extra special for these kids 💛

Children’s Miracle Network

Thanks to the support of our members who participated in this year’s Skip-A-Pay program, we were proud to present Children’s Miracle Network with a donation of $1,631.05.

Winter Coat Drive

Thank you to everyone who brought in coats for KSNF/KODE's annual coat drive - both of our collection barrels were overflowing thanks to our wonderful members!

Toys for Tots

We’d like to thank all of our amazing members who brought in toys for Toys for Tots! Your generosity helped make the holidays brighter for kids in our community, and we’re so grateful for your generosity!