Loans
Free Credit Report
The Federal Trade Commission is not amused with the commercial we've all seen with the wildly popular band of slackers singing ruefully from a shabby apartment or while waiting tables in a pirate restaurant.
The reason? Because the FTC has believed for a long time that the company that owns freecreditreport.com is deliberately diverting people from a government mandated site where consumers can get free credit reports by law, and using the reports as a lure for a $14.95 monthly service that alerts subscribers to important changes in their credit status.
The government requires three major credit bureaus - Experian, which owns freecreditreport.com, Exquifax and Trans Union -- to provide one free credit report annually to consumers.
For a completely free report, please click here.