Checking

Regular Checking - We offer fewer fees and better service than some of those other financial institutions. That's because we want to help our members get more for less! Our regular checking accounts require NO minimum balance. NO monthly service fee. Overdraft protection (certain requirements apply).

Dividend Bearing - Open a dividend bearing share-draft account with us with an initial deposit of $100.00. We use the average daily balance method to calculate dividends and determine whether fees will be levied against the account. To avoid a fee an average daily balance of $500.00 must be maintained. Dividends are accrued and credited monthly. Average daily balances not maintained for the statement period will not accrue dividends for that particular period.

Business Checking - Open a small business checking account with only a $500.00 minimum balance required. This allows you 20 free cleared checks! (if more than 20 checks clear per month there is a $.08 fee per check that clears). For more information visit with a Member Service Representative.

You can also REORDER Checks Online!

Everyone has different needs when it comes to their checking account. Some want simple, fee-free checking. Others prefer to earn monthly dividends. And there are some people that want a complete checking package with all the bells and whistles.

Keeping everyone happy can be a challenge. However, our goal is to make it convenient, easy and simple for the most important person - you - our member.

Stop by one of our offices and a JMCU Member Service Representative  will be happy to answer any questions or to set you up with the checking account that best suits your needs!